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CHEAT SHEET: From A 30- Year Car Insurance Veteran. Priced from: $ 198, 990 Monthly Payment - 30 years: $ 1, 374* * Advertised monthly payments assume a sales price of $ 198, 990 and includes principal, interest, taxes, insurance and estimated mortgage insurance premium only; any other fees such as HOA dues and lot premiums not included and will result in a greater actual monthly payment amount.